According to the Investment Company Institute Research "there are approximately two trillion dollars invested in IRA's." Baby boomers and other wealthy people own a big bulk of this money. Many people have large estates, therefore have other assets to live on, and they will end up passing their IRA's to their family members down the road. These people have not discovered their family could pay as much as 70cents on each dollar they inherit. This taxation is in two forms, estate and income tax on these IRAs--Can this happen to you?

Here is a new sound program that will allow you to use your IRA monies to purchase real estate, either personally or by sharing ownership with others to enjoy, sell, rent or occupy. This approach takes a design (blueprint) that can save you thousands upon thousands of dollars in taxes and/or depreciation and other write-offs throughout your lifetime. Our CPA advisors are available to verify the accuracy and tax legality of our plan.

There are two ways to purchase real estate
with your IRA

Many people do not know how to use their IRA monies to purchase real estate. The real estate purchase can be done in two very different ways. The real estate can be owned within an IRA plan, but there can be drawbacks here due to investment restrictions, custodial fees, and ultimately income and estate taxes. All proceeds must go back into the IRA. You cannot use IRA money to buy your own residence, or any property in which you live. In addition, if the real estate is rental property the investor can be required to appoint a property manager. Also, an IRA is controlled by the government's retirement plan regulations, such as; minimum and mandatory distributions, penalty taxes, transferability, just to name a few. Many people are not aware, when distributions are taken from an IRA, the distributions may be taxed in the owner's highest marginal income tax rate...

The second way is to own real estate OUTSIDE of an IRA. This is a more efficient method of ownership for many reasons. The owner can now take advantage of a full range of real estate tax savings and cost recovery strategies. Capital gains, income tax treatment, depreciation, more write offs, income tax basis and charitable planned giving opportunities are a few of the many advantages that are available. In addition, the government's retirement plan law does not apply since the real estate is owned outside the IRA.

An IRA can completely or partially fund a real estate purchase. You can own the property outright or share ownership with other IRA owners. You can buy a commercial building, land, second home, vacation home, condominium, office, rental property, a farm etc. You can enjoy, sell, rent, or occupy the real estate of your choice. If you were leasing a building and sending your lease payments to someone else, you could purchase the building and recover your lease payments.

This approach is new and different, many people have not heard or been informed that it is possible or that it even exists! There is more information available on how an IRA owner can use their IRA's to purchase real estate.